EMERGENCY SAVING FUND

Emergency Fund

Emergency Saving Part 1: SOS SAVING FUNDEmergency Fund

My car just needed repairs, and that is was prompted me to share our Emergency Fund which we call, SOS Savings Fund in this FreeFinLit101.com BLOG.  Every now-and-then, life throws us a curve ball and sometimes we miss the curve ball, and it hits us right in the guts.  WHAM! Down come the stress Continue reading “EMERGENCY SAVING FUND”

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42 Week UPDATE on 52 WEEK MONEY CHALLENGE

52 Week Money Challenge

Update to Our 52 Week Money Challenge52 Week Money Challenge

Well, we’re 80% there with week 42 on the 52 Weeks Money Challenge.  This post is an update on how it’s gone so far. My wife and I decided to try out the challenge as a way to create savings for a vacation. It’s been quite an adventure, we shared together the happiness and the frustrations. During the Continue reading “42 Week UPDATE on 52 WEEK MONEY CHALLENGE”

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Sharing My 4 Life Stages of Financial Literacy

4 Life Stages of Financial Literacy

4 Life Stages of Financial Literacy Revised

My 4 Life Stages of Financial Literacy

All of my adult life since I found out there was a need to become knowledgeable in the myriad of financial resources I strived to increase my personal financial knowledge to gain financial freedom and live out a comfortable life.  I’m embarrassed to even say at what age this realization Continue reading “Sharing My 4 Life Stages of Financial Literacy”

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How Your FICO Credit Score Impact You!

FICO Credit Score

FICO Credit Score

In our last blog, “32 reasons to Get your Free Credit Report Today”, we addressed your credit report.  In this blog, we’re going to talk about your FICO credit score and what it is, and how mine has affected me and how yours could affect you. Continue reading “How Your FICO Credit Score Impact You!”

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32 REASONS TO GET YOUR FREE CREDIT REPORT TODAY!

Credit Report

The S.M.A.R.T. Method for Tracking and Receiving Your Credit Report

Credit Report

It’s a new year! Time for a fresh start? where better to begin than getting your credit in order.  Talk about “order” have YOU ordered your free annual credit report?  What a great way to start the New Year by getting your personal finances together.

For those of you who’ve checked your credit reports before, this post will serve as a reminder to do it again this year; and here is some valuable Continue reading “32 REASONS TO GET YOUR FREE CREDIT REPORT TODAY!”

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Making Resolutions or Setting Goals

Goal Setting

Making Resolutions or Setting Goals

Making Resolutions or Setting Goals

Whenever I set resolutions, then later as the year progresses, I can’t remember what I resolved to do.  Thus, I’ve come to realize New Year’s resolutions just aren’t something I’m suited to carry out very well.

However, I would never discourage others from pursuing their passion by setting and achieving their resolutions.  I would like to suggest to those of you who are like me and find it hard to accomplish New Year Resolutions to consider goal setting instead.  In fact, there is a relatively new concept in goal Continue reading “Making Resolutions or Setting Goals”

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Holiday Message

holiday-message

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Happy Holidays Wishes

My wife and I at FreeFinLit101.com. Are wishing you and your family a very Merry Christmas and an Amazing New Year! We feel so privileged to have been able to help you become happier and Continue reading “Holiday Message”

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‘Tis The Season to Be Jolly?

tis-the-season-to-be-jolly

Gift Giving from Your Heart and Your Headtis-the-season-to-be-jolly

As parents, it’s natural for us to want to give our children the things we didn’t have. And in today’s world, it’s often easy to confuse the wants of our children with their actual needs. Often we respond to Continue reading “‘Tis The Season to Be Jolly?”

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How your Credit Cards Could Keep You from Getting a Mortgage

concerned-or-not

How your Credit Cards Could Keep You from Getting a Mortgageinfo-sharing

In the wake of the new laws created by the Consumer Financial Protection Bureau come another law designed to protect mortgage Continue reading “How your Credit Cards Could Keep You from Getting a Mortgage”

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Amazing Tale of Three Credit Cards

Amazing Tale of Three Credit Card

TALE OF THREE CREDIT CARDSCredit Card Tale

 

Establishing good credit using a credit card, for me in the beginning, was no easy task.  Every now and then, I was tempted to put off my credit card payment for a few days, especially when I was low on cash and had a bunch of other bills. Sometimes even knowing the Continue reading “Amazing Tale of Three Credit Cards”

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